Mobile Notary, Real-estate documents, Witnesses

Don’t Have ID, but Need a Document Notarized?

Do you need a document notarized, but don't have ID considered acceptable identification in Florida? You can still get your document notarized. I'll share with you how! First, let's look at what the acceptable forms of identification are. Sections Acceptable IDs Alternative Methods of Identification Who can be a credible witness? What is a sworn… Continue reading Don’t Have ID, but Need a Document Notarized?

Mobile Notary, Real-estate documents

Do I have to sign the documents if I’m not on the loan?

One of the many questions that I’ve come across during my time as a loan signing agent is "Why do I have to sign the documents if I'm not on the loan?" In this post we will: Define a few key terms. List and define documents that may require signature at the closing. Discuss the… Continue reading Do I have to sign the documents if I’m not on the loan?

deeds, Real-estate documents, Title insurance

Hidden Defects in Deeds of Title: 4 Examples

Photo by cottonbro studio on Pexels.com Did you know that hidden defects can exist in a deed of title? In previous posts we discussed 2 types of deeds: quitclaim deeds and warranty deeds. We learned that grantees could get certain protections through warranty deed property transfers. Another way that grantees can protect themselves is by… Continue reading Hidden Defects in Deeds of Title: 4 Examples

Real-estate documents, Title insurance

Do I Really Need Title Insurance?

Do I really need title insurance? A client asked me this during a closing. I answered the question by giving him a brief description of what title insurance is. I also pulled the title commitment and the search results to allow the borrower time to look over them. The client still had a puzzled look… Continue reading Do I Really Need Title Insurance?

deeds, Real-estate documents

Warranty Deeds: What You Should Know

In this post we'll explore what you should know about warranty deeds before you buy a property in Florida . Knowing about this important legal document helps you to understand its key differences from a quitclaim deed. Understanding these key differences, and the notarization requirements makes you an informed buyer. Sections What is a Warranty… Continue reading Warranty Deeds: What You Should Know

deeds, Real-estate documents

Understanding Quitclaim Deeds in Florida

Understanding quitclaim deeds can be a useful when preparing to transferring ownership of property in Florida. If you're looking to transfer ownership of a property in Florida, using a quitclaim deed is one good option. But what exactly is a quitclaim deed? What are the requirements for notarization in Florida, both in-person and using remote… Continue reading Understanding Quitclaim Deeds in Florida